Free Training: The Annuity Recharge Method
Patrick Huey CFPⓇ
★★★★★ Google Reviews | Independent Fiduciary Financial Advisor
Featured In These Media Outlets:
Patrick Huey was featured in the above-referenced publications. Being included in these publications does not guarantee future investment success and should not be construed as a current or past endorsement or testimonial for Patrick Huey by this publication. These publications do not suggest that any of his clients or prospective clients will experience a higher level of investment performance.
Is Your Annuity Costing You $5,000+ Per Year in Hidden Fees?
Free 45-minute training reveals how annuity owners are using today's higher interest rates to reduce fees and increase benefits without tax penalties.
Free Training with Patrick Huey, CFP®
Is Your Annuity Costing You $5,000+ Per Year in Hidden Fees?
Free 45-minute training reveals how annuity owners are using today's higher interest rates to reduce fees and increase benefits without tax penalties.
Featured In These Media Outlets:
Patrick Huey was featured in the above-referenced publications. Being included in these publications does not guarantee future investment success and should not be construed as a current or past endorsement or testimonial for Patrick Huey by this publication. These publications do not suggest that any of his clients or prospective clients will experience a higher level of investment performance.
Your Annuity Made Sense When You Bought It.
Does It Still?
When you purchased your annuity 5, 10, or 15 years ago, interest rates were different. Fee
structures were different. Your retirement timeline was different.
Now you might be noticing:
- Annual fees eating into your growth (some older annuities charge 2-3% annually—that's $2,000-$3,000 per $100,000.)
- Surrender periods that ended years ago—meaning you have options you didn't before
- Lower credited rates than what's available in today's market
- Riders you're paying for but will never use (like benefits designed for a spouse who's no longer with you.)
The problem? Most annuity owners don't know they can do anything about it. Or they assume switching means taxes and penalties.
That's not necessarily true.
Watch the Free Training Now
"Patrick has, beyond simply providing investment advice, helped us with tax planning, estate planning, and social security issues. I wholeheartedly recommend Patrick and am confident he will meet, and likely exceed, your expectations."
— Gary K
This is an unpaid solicited client testimonial. The client has had a financial relationship with Patrick Huey for over 13 years and is providing his/her personal opinion. A client testimonial does not guarantee future investment success and should not be that any client or prospective client will experience a higher level of investment performance. This may present a conflict of interest as this particular client's experience may or may not be the same as another client's experience.
INTRODUCING
The Annuity Recharge Method
In this free 45-minute training, CFP® Patrick Huey walks you through the exact process his clients use to evaluate, compare, and—when it makes sense—upgrade their existing annuities using a tax-free 1035 exchange.
Watch the Free Training Now
Is this just a sales pitch?
No. This is genuine education. You'll learn the same evaluation framework I use with personal clients. There's no obligation to work with me, and you'll leave with actionable knowledge even if we never speak again.
I've looked into a surrender period. Can I still benefit?
Often, yes — and this is exactly what you'll learn. Even if you're locked in for a few more years, you need to understand your true cost so you can plan your exit strategy accordingly.
My annuity is with a major company. Are you saying they're bad?
Not at all. Some annuities from major carriers are excellent. The issue isn't the company — it's whether the specific product still fits your situation, and whether the fee structure is competitive with today's options.
Featured Article: 4 annuity mistakes seniors should avoid making, according to retirement pros
"After two decades working with retirees and navigating the annuity maze, I've learned one thing: no two plans, or people, are alike," says Huey. "The products themselves aren't inherently good or bad, it's how and why you use them that counts."
Patrick Huey was featured in the above-referenced publications. Being included in these publications does not guarantee future investment success and should not be construed as a current or past endorsement or testimonial for Patrick Huey by this publication. These publications do not suggest that any of his clients or prospective clients will experience a higher level of investment performance.
"I don't simply sell annuity products. I help you understand what you already own—and whether something better exists for your situation."
Who is Patrick Huey?
As owner of Victory Independent Planning, Patrick works with individuals, families and non-profit organizations. He earned a bachelor’s degree in history from the University of Pittsburgh, and a Master of Business Administration from Arizona State University. Patrick served as a naval flight officer from 1996 to 2005, earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Chartered Advisor in Philanthropy (CAP®)
- Accredited Tax Preparer (ATP)
- SEC-Registered via Dynamic Wealth Advisors (CRD #151367)
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Patrick Huey is an investment advisor representative of Dynamic Wealth Advisors dba Victory Independent Planning, LLC. All investment advisory services are offered through Dynamic Wealth Advisors. You can learn more about us by reading our ADV. You can get your copy on the Securities and Exchange Commission website. See https:/ / adviserinfo.sec.gov/IAPD by searching under crd #151367. You can contact us if you would like to receive a copy. The tax services and preparation conducted by Patrick Huey and Victory Independence Planning are considered outside business activities from Dynamic Wealth Advisors. They are separate and apart from Mr. Huey's activities as an investment advisor representative of Dynamic Wealth Advisors.
Patrick Huey is the author of three books: "History Lessons for the Modern Investor", "The Seven Pillars of (Financial) Wisdom 2nd Edition" and "The Gifts hat Keep on Giving: High Performance Philanthropy For Real People"; this is considered an outside business activity for Patrick Huey and is separate and apart from his activities as an investment advisor representative with Dynamic Wealth Advisors. The material contained in these books are the current opinions of the author, Patrick Huey but not necessarily those of Dynamic Wealth Advisors. The opinions expressed in these books are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. They are intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in these books is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital.
Victory Independent Planning, LLC. provides links for your convenience to websites produced by other providers or industry related material. Accessing websites through links directs you away from our website. Victory Independent Planning, LLC. is not responsible for errors or omissions in the material on third party websites, and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites.
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